At Premier Benefit Resources, we strive to deliver outstanding products, services, and experiences to our clients. We value your business and, more importantly, your loyalty. We recognize that privacy is an important issue. Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your Nonpublic Personal Information. As a result of federal legislation, we've further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we'll only handle your nonpublic personal information in a manner that a reasonable person would consider appropriate in the circumstances.

The following is a brief summary of our privacy practices.

We receive your nonpublic personal information from-

• Applications and other forms completed by you
• Insurance Companies; and
• Other insurance brokers or agents

We need your nonpublic personal information because-

• Enable us to acquire or renew an insurance policy for you
• Assist you and assess your ongoing needs for insurance
• Ensure your information is accurate and up-to-date; and
• Protect us both against error or fraud

We disclose your nonpublic personal information to-

• We may disclose nonpublic personal information about you or your clients to our contracted, insurance carriers, underwriting, claims and marketing affiliates to the extent that is necessary to complete the business transaction on your behalf, such as at the time of policy renewal. We may also disclose nonpublic personal information to nonaffiliated third parties as permitted or required by law.

We disclose the following nonpublic personal information about you to the above mentioned firms-

• Information such as your name, address, telephone and fax numbers, social security number, birth date, marital status, assets, income and beneficiaries; and
• Information about your transaction with us, our affiliates or others, such as your policy coverage, premiums, and payment history

You can control how we handle your nonpublic personal information-

• You could refuse to allow us to obtain, use or share your personal information or you could also withdraw a previously given consent at any time by exercising the “opt-out” right. However, by doing this you are stopping us from obtaining better coverage or better prices from different insurance company at the time of your current policy renewal, for the purpose of obtaining renewal quotations. If you wish to opt-out, please instruct now by calling us at 1-800-486-0419. We may share information about you if we do not hear from you within 30 days.  However you may opt-out at any time.  Even if you opt-out, we may still disclose information as allowed by law.

HIPAA Readiness

• Premier Benefit Resources has been diligently following the evolution of the Administrative Simplification provisions of the Health Insurance Portability and Accountability Act (HIPAA). Our goal is to ensure our systems, supporting business processes, policies, and procedures successfully meet the implementation standards and deadlines mandated by the United States Department of Health and Human Services (DHHS).

We are committed to providing the highest level of service and protecting your nonpublic personal information. If after reviewing our privacy policy statement, you have any questions or privacy concerns please contact us at 1-800-486-0419.

Thank you